/* =============================================
   EUROCAPBANK — Design System & Global Styles
   Polices : Poppins (titres) + Inter (corps)
   ============================================= */

@import url('https://fonts.googleapis.com/css2?family=Inter:wght@300;400;500;600;700&family=Poppins:wght@600;700;800&display=swap');

/* ─────────────────────────────────────────────
   1. VARIABLES CSS
───────────────────────────────────────────── */
:root {
  --color-primary:        #0d1b5e;
  --color-primary-dark:   #080f3a;
  --color-primary-light:  #1a2f8a;
  --color-accent:         #2979d4;
  --color-accent-light:   #4a9de8;
  --color-accent-dark:    #1a5faa;
  --color-silver:         #c0c8d8;
  --color-silver-light:   #e8ecf4;
  --color-white:          #ffffff;
  --color-bg:             #f4f6fb;
  --color-bg-card:        #ffffff;
  --color-border:         #dde3f0;
  --color-border-light:   #eef1f8;
  --color-text:           #1a1e2e;
  --color-text-muted:     #6b7494;
  --color-text-light:     #9ba3bf;
  --color-success:        #16a34a;
  --color-success-bg:     #dcfce7;
  --color-warning:        #d97706;
  --color-warning-bg:     #fef3c7;
  --color-danger:         #dc2626;
  --color-danger-bg:      #fee2e2;
  --color-info:           #0284c7;
  --color-info-bg:        #e0f2fe;

  --font-heading: 'Poppins', sans-serif;
  --font-body:    'Inter', sans-serif;

  --text-xs:    0.75rem;
  --text-sm:    0.875rem;
  --text-base:  1rem;
  --text-lg:    1.125rem;
  --text-xl:    1.25rem;
  --text-2xl:   1.5rem;
  --text-3xl:   1.875rem;
  --text-4xl:   2.25rem;
  --text-5xl:   3rem;
  --text-6xl:   3.75rem;

  --space-1:   0.25rem;
  --space-2:   0.5rem;
  --space-3:   0.75rem;
  --space-4:   1rem;
  --space-5:   1.25rem;
  --space-6:   1.5rem;
  --space-8:   2rem;
  --space-10:  2.5rem;
  --space-12:  3rem;
  --space-16:  4rem;
  --space-20:  5rem;
  --space-24:  6rem;

  --radius-sm:   4px;
  --radius-md:   8px;
  --radius-lg:   12px;
  --radius-xl:   16px;
  --radius-2xl:  24px;
  --radius-full: 9999px;

  --shadow-xs:  0 1px 2px rgba(13,27,94,0.06);
  --shadow-sm:  0 2px 8px rgba(13,27,94,0.08);
  --shadow-md:  0 4px 16px rgba(13,27,94,0.12);
  --shadow-lg:  0 8px 32px rgba(13,27,94,0.16);
  --shadow-xl:  0 16px 48px rgba(13,27,94,0.20);

  --glass-bg:     rgba(255,255,255,0.1);
  --glass-border: rgba(255,255,255,0.2);
  --glass-blur:   blur(16px);

  --transition-fast: 0.15s ease;
  --transition-base: 0.25s ease;
  --transition-slow: 0.4s ease;

  --container-max:  1200px;
  --container-wide: 1400px;
  --navbar-height:  76px;
}

/* ─────────────────────────────────────────────
   2. RESET & BASE
───────────────────────────────────────────── */
*, *::before, *::after { box-sizing: border-box; margin: 0; padding: 0; }

html { font-size: 16px; scroll-behavior: smooth; }

body {
  font-family: var(--font-body);
  font-size: var(--text-base);
  line-height: 1.6;
  color: var(--color-text);
  background: var(--color-bg);
  -webkit-font-smoothing: antialiased;
  overflow-x: hidden;
}

img, svg { display: block; max-width: 100%; }
a { color: var(--color-accent); text-decoration: none; transition: color var(--transition-fast); }
a:hover { color: var(--color-accent-light); }
ul, ol { list-style: none; }
input, textarea, select, button { font-family: var(--font-body); font-size: var(--text-base); }
h1,h2,h3,h4,h5,h6 { font-family: var(--font-heading); font-weight: 700; line-height: 1.2; color: var(--color-primary); }
body { padding-top: var(--navbar-height); }

/* ─────────────────────────────────────────────
   3. LAYOUT
───────────────────────────────────────────── */
.container { width: 100%; max-width: var(--container-max); margin: 0 auto; padding: 0 var(--space-6); }
.container--wide { max-width: var(--container-wide); }
.section { padding: var(--space-20) 0; }
.section--sm { padding: var(--space-12) 0; }
.section--lg { padding: var(--space-24) 0; }
.section--dark { background: var(--color-primary); color: var(--color-white); }
.section--dark h1,.section--dark h2,.section--dark h3,.section--dark h4 { color: var(--color-white); }
.section--gray { background: var(--color-bg); }
.section--white { background: var(--color-white); }

.grid { display: grid; gap: var(--space-6); }
.grid-2 { grid-template-columns: repeat(2,1fr); }
.grid-3 { grid-template-columns: repeat(3,1fr); }
.grid-4 { grid-template-columns: repeat(4,1fr); }
.flex { display: flex; }
.flex-center { display: flex; align-items: center; justify-content: center; }
.flex-between { display: flex; align-items: center; justify-content: space-between; }

/* ─────────────────────────────────────────────
   4. TYPOGRAPHIE
───────────────────────────────────────────── */
.section-label {
  display: inline-flex;
  align-items: center;
  gap: var(--space-2);
  font-size: var(--text-xs);
  font-weight: 600;
  letter-spacing: 0.12em;
  text-transform: uppercase;
  color: var(--color-accent);
  margin-bottom: var(--space-3);
}

.section-title {
  font-family: var(--font-heading);
  font-size: var(--text-4xl);
  font-weight: 800;
  color: var(--color-primary);
  margin-bottom: var(--space-4);
  line-height: 1.15;
}

.section-subtitle {
  font-size: var(--text-lg);
  color: var(--color-text-muted);
  max-width: 580px;
  line-height: 1.75;
}

.section-header { margin-bottom: var(--space-12); }
.section-header--center { text-align: center; }
.section-header--center .section-subtitle { margin: 0 auto; }

/* ─────────────────────────────────────────────
   5. BOUTONS
───────────────────────────────────────────── */
.btn {
  display: inline-flex;
  align-items: center;
  justify-content: center;
  gap: var(--space-2);
  padding: 0.75rem 1.75rem;
  font-size: var(--text-sm);
  font-weight: 600;
  border-radius: var(--radius-full);
  border: 2px solid transparent;
  cursor: pointer;
  transition: all var(--transition-base);
  white-space: nowrap;
  text-decoration: none;
  line-height: 1;
  position: relative;
  overflow: hidden;
}

.btn::after {
  content: '';
  position: absolute;
  inset: 0;
  background: rgba(255,255,255,0);
  transition: background var(--transition-fast);
}

.btn:hover::after { background: rgba(255,255,255,0.08); }

.btn-primary {
  background: var(--color-accent);
  color: var(--color-white);
  border-color: var(--color-accent);
  box-shadow: 0 4px 20px rgba(41,121,212,0.3);
}
.btn-primary:hover {
  background: var(--color-accent-dark);
  border-color: var(--color-accent-dark);
  color: var(--color-white);
  transform: translateY(-2px);
  box-shadow: 0 8px 30px rgba(41,121,212,0.45);
}

.btn-outline {
  background: transparent;
  color: var(--color-primary);
  border-color: var(--color-border);
}
.btn-outline:hover {
  background: var(--color-primary);
  color: var(--color-white);
  border-color: var(--color-primary);
  transform: translateY(-2px);
}

/* Glassmorphism button */
.btn-glass {
  background: var(--glass-bg);
  backdrop-filter: var(--glass-blur);
  -webkit-backdrop-filter: var(--glass-blur);
  color: var(--color-white);
  border-color: var(--glass-border);
  box-shadow: 0 4px 24px rgba(0,0,0,0.15);
}
.btn-glass:hover {
  background: rgba(255,255,255,0.18);
  color: var(--color-white);
  transform: translateY(-2px);
  box-shadow: 0 8px 32px rgba(0,0,0,0.2);
}

.btn-outline-white {
  background: transparent;
  color: var(--color-white);
  border-color: rgba(255,255,255,0.4);
}
.btn-outline-white:hover {
  background: var(--color-white);
  color: var(--color-primary);
  border-color: var(--color-white);
  transform: translateY(-2px);
}

.btn-dark {
  background: var(--color-primary);
  color: var(--color-white);
  border-color: var(--color-primary);
}
.btn-dark:hover {
  background: var(--color-primary-dark);
  border-color: var(--color-primary-dark);
  color: var(--color-white);
  transform: translateY(-2px);
  box-shadow: var(--shadow-lg);
}

.btn-sm  { padding: 0.5rem 1.25rem; font-size: var(--text-xs); }
.btn-lg  { padding: 1rem 2.25rem; font-size: var(--text-base); }
.btn-block { width: 100%; }
.btn[disabled] { opacity: 0.55; cursor: not-allowed; pointer-events: none; }

/* ─────────────────────────────────────────────
   6. NAVBAR
───────────────────────────────────────────── */
.navbar {
  position: fixed;
  top: 0; left: 0; right: 0;
  z-index: 1000;
  height: var(--navbar-height);
  background: rgba(255,255,255,0.95);
  backdrop-filter: blur(12px);
  -webkit-backdrop-filter: blur(12px);
  border-bottom: 1px solid var(--color-border-light);
  transition: box-shadow var(--transition-base);
}
.navbar.scrolled { box-shadow: var(--shadow-md); }
.navbar__inner { display: flex; align-items: center; justify-content: space-between; height: 100%; gap: var(--space-8); }
.navbar__logo { flex-shrink: 0; display: flex; align-items: center; }
.navbar__logo img { height: 44px; width: auto; }
.navbar__nav { display: flex; align-items: center; gap: var(--space-1); flex: 1; justify-content: center; }

.navbar__link {
  position: relative;
  display: flex;
  align-items: center;
  gap: var(--space-1);
  padding: var(--space-2) var(--space-4);
  font-size: var(--text-sm);
  font-weight: 500;
  color: var(--color-text);
  border-radius: var(--radius-md);
  transition: all var(--transition-fast);
  white-space: nowrap;
}
.navbar__link:hover { color: var(--color-accent); background: var(--color-silver-light); }
.navbar__link.active { color: var(--color-accent); background: var(--color-silver-light); }
.navbar__link i { transition: transform var(--transition-fast); font-size: 11px; }

.navbar__item { position: relative; }
.navbar__item:hover .navbar__dropdown { opacity: 1; visibility: visible; transform: translateX(-50%) translateY(0); }
.navbar__item:hover .navbar__link i { transform: rotate(180deg); }

.navbar__dropdown {
  position: absolute;
  top: calc(100% + 8px);
  left: 50%;
  transform: translateX(-50%) translateY(8px);
  background: var(--color-white);
  border: 1px solid var(--color-border-light);
  border-radius: var(--radius-lg);
  box-shadow: var(--shadow-xl);
  padding: var(--space-2);
  min-width: 240px;
  opacity: 0;
  visibility: hidden;
  transition: all var(--transition-base);
  z-index: 100;
}
.navbar__dropdown::before {
  content: '';
  position: absolute;
  top: -6px; left: 50%;
  transform: translateX(-50%);
  width: 12px; height: 12px;
  background: var(--color-white);
  border-left: 1px solid var(--color-border-light);
  border-top: 1px solid var(--color-border-light);
  rotate: 45deg;
}

.navbar__dropdown-link {
  display: flex;
  align-items: center;
  gap: var(--space-3);
  padding: var(--space-3) var(--space-4);
  font-size: var(--text-sm);
  font-weight: 500;
  color: var(--color-text);
  border-radius: var(--radius-md);
  transition: all var(--transition-fast);
}
.navbar__dropdown-link:hover { background: var(--color-silver-light); color: var(--color-accent); }
.dd-icon {
  width: 34px; height: 34px;
  border-radius: var(--radius-sm);
  background: var(--color-silver-light);
  display: flex; align-items: center; justify-content: center;
  flex-shrink: 0;
  color: var(--color-accent);
  transition: all var(--transition-fast);
}
.navbar__dropdown-link:hover .dd-icon { background: var(--color-accent); color: var(--color-white); }
.dd-text small { display: block; font-size: var(--text-xs); color: var(--color-text-muted); font-weight: 400; margin-top: 2px; }

.navbar__actions { display: flex; align-items: center; gap: var(--space-3); flex-shrink: 0; }

.navbar__burger {
  display: none;
  flex-direction: column;
  gap: 5px;
  cursor: pointer;
  padding: var(--space-2);
  border-radius: var(--radius-sm);
  border: none;
  background: none;
}
.navbar__burger span { display: block; width: 24px; height: 2px; background: var(--color-primary); border-radius: 2px; transition: all var(--transition-base); }
.navbar__burger.open span:nth-child(1) { transform: translateY(7px) rotate(45deg); }
.navbar__burger.open span:nth-child(2) { opacity: 0; }
.navbar__burger.open span:nth-child(3) { transform: translateY(-7px) rotate(-45deg); }

.navbar__mobile {
  display: none;
  position: fixed;
  top: var(--navbar-height); left: 0; right: 0; bottom: 0;
  background: var(--color-white);
  padding: var(--space-6);
  overflow-y: auto;
  z-index: 999;
  flex-direction: column;
  gap: var(--space-2);
  transform: translateX(100%);
  transition: transform var(--transition-base);
}
.navbar__mobile.open { transform: translateX(0); }
.navbar__mobile-link {
  display: flex;
  align-items: center;
  gap: var(--space-3);
  padding: var(--space-4);
  font-size: var(--text-base);
  font-weight: 500;
  color: var(--color-text);
  border-radius: var(--radius-md);
  border-bottom: 1px solid var(--color-border-light);
  transition: all var(--transition-fast);
}
.navbar__mobile-link:hover { color: var(--color-accent); background: var(--color-silver-light); }
.navbar__mobile-actions { margin-top: var(--space-6); display: flex; flex-direction: column; gap: var(--space-3); }

/* ─────────────────────────────────────────────
   7. FOOTER
───────────────────────────────────────────── */
.footer { background: var(--color-primary-dark); color: rgba(255,255,255,0.75); }
.footer__top { padding: var(--space-16) 0 var(--space-12); border-bottom: 1px solid rgba(255,255,255,0.08); }
.footer__grid { display: grid; grid-template-columns: 2fr 1fr 1fr 1fr; gap: var(--space-10); }
.footer__brand p { margin-top: var(--space-4); font-size: var(--text-sm); line-height: 1.7; color: rgba(255,255,255,0.6); }
.footer__logo img { height: 40px; opacity: 0.9; }
.footer__col-title { font-family: var(--font-heading); font-size: var(--text-sm); font-weight: 700; color: var(--color-white); letter-spacing: 0.06em; text-transform: uppercase; margin-bottom: var(--space-5); }
.footer__links { display: flex; flex-direction: column; gap: var(--space-3); }
.footer__link { font-size: var(--text-sm); color: rgba(255,255,255,0.6); transition: color var(--transition-fast); display: flex; align-items: center; gap: var(--space-2); }
.footer__link:hover { color: var(--color-white); }
.footer__contact-item { display: flex; align-items: flex-start; gap: var(--space-3); font-size: var(--text-sm); color: rgba(255,255,255,0.6); margin-bottom: var(--space-3); }
.footer__contact-item i { color: var(--color-accent); margin-top: 2px; flex-shrink: 0; }
.footer__bottom { padding: var(--space-6) 0; }
.footer__bottom-inner { display: flex; align-items: center; justify-content: space-between; gap: var(--space-4); flex-wrap: wrap; }
.footer__copy { font-size: var(--text-xs); color: rgba(255,255,255,0.4); }
.footer__legal-links { display: flex; gap: var(--space-6); }
.footer__legal-links a { font-size: var(--text-xs); color: rgba(255,255,255,0.4); transition: color var(--transition-fast); }
.footer__legal-links a:hover { color: rgba(255,255,255,0.8); }
.footer__badges { display: flex; gap: var(--space-3); align-items: center; margin-top: 1.5rem; }
.footer__badge { display: flex; align-items: center; gap: var(--space-2); background: rgba(255,255,255,0.06); border: 1px solid rgba(255,255,255,0.1); border-radius: var(--radius-full); padding: var(--space-1) var(--space-3); font-size: var(--text-xs); color: rgba(255,255,255,0.5); }
.footer__badge i { color: var(--color-accent); }

/* ─────────────────────────────────────────────
   8. HERO — Premium avec image & overlay
───────────────────────────────────────────── */
.hero {
  position: relative;
  min-height: 100vh;
  display: flex;
  align-items: center;
  overflow: hidden;
  background: var(--color-primary-dark);
}

/* Image de fond */
.hero__bg {
  position: absolute;
  inset: 0;
  background-image: url('/assets/images/hero/hero-bg.jpg');
  background-size: cover;
  background-position: center;
  background-repeat: no-repeat;
  transform: scale(1.05);
  animation: heroZoom 20s ease-in-out infinite alternate;
}

@keyframes heroZoom {
  from { transform: scale(1.05); }
  to   { transform: scale(1.12); }
}

/* Overlay gradient */
.hero__overlay {
  position: absolute;
  inset: 0;
  background:
    linear-gradient(105deg, rgba(8,15,58,0.92) 0%, rgba(13,27,94,0.82) 45%, rgba(13,27,94,0.4) 100%);
}

/* Formes géométriques animées */
.hero__shapes { position: absolute; inset: 0; overflow: hidden; pointer-events: none; }

.hero__shape {
  position: absolute;
  border-radius: 50%;
  filter: blur(60px);
  opacity: 0.15;
  animation: floatShape 8s ease-in-out infinite;
}
.hero__shape--1 {
  width: 500px; height: 500px;
  background: var(--color-accent);
  top: -100px; right: -100px;
  animation-delay: 0s;
}
.hero__shape--2 {
  width: 300px; height: 300px;
  background: #4a9de8;
  bottom: 10%; left: 5%;
  animation-delay: 3s;
}
.hero__shape--3 {
  width: 200px; height: 200px;
  background: var(--color-silver);
  top: 40%; right: 20%;
  animation-delay: 1.5s;
  opacity: 0.08;
}

@keyframes floatShape {
  0%,100% { transform: translateY(0) scale(1); }
  50%      { transform: translateY(-30px) scale(1.05); }
}

/* Grille décorative */
.hero__grid-overlay {
  position: absolute;
  inset: 0;
  background-image:
    linear-gradient(rgba(255,255,255,0.03) 1px, transparent 1px),
    linear-gradient(90deg, rgba(255,255,255,0.03) 1px, transparent 1px);
  background-size: 60px 60px;
  pointer-events: none;
}

.hero__content {
  position: relative;
  z-index: 2;
  max-width: 680px;
  padding: var(--space-20) 0;
}

.hero__label {
  display: inline-flex;
  align-items: center;
  gap: var(--space-2);
  background: rgba(41,121,212,0.2);
  backdrop-filter: blur(8px);
  border: 1px solid rgba(41,121,212,0.35);
  border-radius: var(--radius-full);
  padding: var(--space-2) var(--space-4);
  font-size: var(--text-xs);
  font-weight: 600;
  letter-spacing: 0.08em;
  text-transform: uppercase;
  color: var(--color-accent-light);
  margin-bottom: var(--space-6);
  animation: fadeInDown 0.8s ease forwards;
}

.hero__label::before {
  content: '';
  width: 7px; height: 7px;
  border-radius: 50%;
  background: var(--color-accent-light);
  box-shadow: 0 0 8px var(--color-accent-light);
  animation: pulseDot 2s infinite;
}

@keyframes pulseDot {
  0%,100% { opacity:1; transform:scale(1); box-shadow: 0 0 8px var(--color-accent-light); }
  50%     { opacity:0.5; transform:scale(0.7); box-shadow: none; }
}

.hero__title {
  font-family: var(--font-heading);
  font-size: clamp(2.8rem, 5.5vw, 4.2rem);
  font-weight: 800;
  line-height: 1.08;
  color: var(--color-white);
  margin-bottom: var(--space-6);
  animation: fadeInUp 0.9s ease 0.2s both;
}

.hero__title .accent {
  background: linear-gradient(135deg, #4a9de8, #7ec8f5);
  -webkit-background-clip: text;
  -webkit-text-fill-color: transparent;
  background-clip: text;
}

.hero__title .underline-accent {
  position: relative;
  color: var(--color-white);
  -webkit-text-fill-color: var(--color-white);
}

.hero__title .underline-accent::after {
  content: '';
  position: absolute;
  bottom: 4px; left: 0; right: 0;
  height: 3px;
  background: linear-gradient(90deg, var(--color-accent), transparent);
  border-radius: 2px;
}

.hero__subtitle {
  font-size: var(--text-xl);
  color: rgba(255,255,255,0.72);
  line-height: 1.75;
  margin-bottom: var(--space-10);
  max-width: 540px;
  animation: fadeInUp 0.9s ease 0.35s both;
}

.hero__actions {
  display: flex;
  align-items: center;
  gap: var(--space-4);
  flex-wrap: wrap;
  animation: fadeInUp 0.9s ease 0.5s both;
}

/* Glassmorphism CTA card sous les boutons */
.hero__trust {
  display: flex;
  align-items: center;
  gap: var(--space-6);
  margin-top: var(--space-10);
  padding: var(--space-4) var(--space-6);
  background: rgba(255,255,255,0.07);
  backdrop-filter: blur(12px);
  -webkit-backdrop-filter: blur(12px);
  border: 1px solid rgba(255,255,255,0.12);
  border-radius: var(--radius-xl);
  width: fit-content;
  animation: fadeInUp 0.9s ease 0.65s both;
}

.hero__trust-item {
  display: flex;
  align-items: center;
  gap: var(--space-2);
  font-size: var(--text-xs);
  color: rgba(255,255,255,0.65);
  font-weight: 500;
  white-space: nowrap;
}

.hero__trust-item i { color: var(--color-accent-light); }

.hero__trust-sep {
  width: 1px; height: 24px;
  background: rgba(255,255,255,0.15);
}

/* Stats hero en bas */
.hero__stats {
  display: flex;
  gap: var(--space-8);
  margin-top: var(--space-12);
  padding-top: var(--space-8);
  border-top: 1px solid rgba(255,255,255,0.12);
  animation: fadeInUp 0.9s ease 0.8s both;
}

.hero__stat-value {
  font-family: var(--font-heading);
  font-size: var(--text-3xl);
  font-weight: 800;
  color: var(--color-white);
  display: block;
  line-height: 1;
}

.hero__stat-label {
  font-size: var(--text-xs);
  color: rgba(255,255,255,0.45);
  text-transform: uppercase;
  letter-spacing: 0.08em;
  margin-top: var(--space-1);
}

/* ─────────────────────────────────────────────
   9. TRUST BAR
───────────────────────────────────────────── */
.trust-bar {
  background: var(--color-white);
  border-bottom: 1px solid var(--color-border-light);
  padding: var(--space-5) 0;
  box-shadow: var(--shadow-sm);
}
.trust-bar__inner { display: flex; align-items: center; justify-content: center; gap: var(--space-10); flex-wrap: wrap; }
.trust-bar__item { display: flex; align-items: center; gap: var(--space-2); font-size: var(--text-sm); font-weight: 500; color: var(--color-text-muted); }
.trust-bar__item i { color: var(--color-accent); font-size: 15px; }
.trust-bar__sep { width: 1px; height: 20px; background: var(--color-border); }

/* ─────────────────────────────────────────────
   10. CARDS SERVICES — Glassmorphism
───────────────────────────────────────────── */
.services-section {
  background: var(--color-white);
  padding: var(--space-24) 0;
}

.service-card {
  position: relative;
  background: var(--color-white);
  border: 1px solid var(--color-border-light);
  border-radius: var(--radius-2xl);
  overflow: hidden;
  transition: all 0.4s cubic-bezier(0.25, 0.8, 0.25, 1);
  cursor: pointer;
}

.service-card::before {
  content: '';
  position: absolute;
  inset: 0;
  background: linear-gradient(135deg, var(--color-primary), var(--color-accent));
  opacity: 0;
  transition: opacity 0.4s ease;
  z-index: 0;
}

.service-card:hover {
  transform: translateY(-8px) scale(1.01);
  box-shadow: 0 24px 60px rgba(13,27,94,0.2);
  border-color: transparent;
}

.service-card:hover::before { opacity: 1; }

.service-card__img {
  width: 100%;
  height: 200px;
  object-fit: cover;
  transition: transform 0.4s ease;
}
.service-card:hover .service-card__img { transform: scale(1.05); }

.service-card__img-wrap {
  position: relative;
  overflow: hidden;
  height: 200px;
  background: linear-gradient(135deg, #e8ecf4, #c0c8d8);
}

/* Placeholder si pas d'image */
.service-card__img-placeholder {
  width: 100%; height: 200px;
  display: flex; align-items: center; justify-content: center;
  background: linear-gradient(135deg, var(--color-silver-light), #d0d8eb);
  font-size: 48px;
  color: var(--color-accent);
  transition: all 0.4s ease;
}
.service-card:hover .service-card__img-placeholder {
  background: linear-gradient(135deg, rgba(41,121,212,0.15), rgba(13,27,94,0.1));
  color: var(--color-white);
}

.service-card__body {
  padding: var(--space-6) var(--space-7);
  position: relative;
  z-index: 1;
}

.service-card__icon {
  width: 48px; height: 48px;
  border-radius: var(--radius-lg);
  background: rgba(41,121,212,0.1);
  display: flex; align-items: center; justify-content: center;
  font-size: 20px;
  color: var(--color-accent);
  margin-bottom: var(--space-4);
  transition: all 0.4s ease;
}
.service-card:hover .service-card__icon {
  background: rgba(255,255,255,0.15);
  color: var(--color-white);
}

.service-card__title {
  font-family: var(--font-heading);
  font-size: var(--text-xl);
  font-weight: 700;
  color: var(--color-primary);
  margin-bottom: var(--space-3);
  transition: color 0.4s ease;
}
.service-card:hover .service-card__title { color: var(--color-white); }

.service-card__text {
  font-size: var(--text-sm);
  color: var(--color-text-muted);
  line-height: 1.7;
  transition: color 0.4s ease;
}
.service-card:hover .service-card__text { color: rgba(255,255,255,0.8); }

.service-card__link {
  display: inline-flex;
  align-items: center;
  gap: var(--space-2);
  margin-top: var(--space-5);
  font-size: var(--text-sm);
  font-weight: 600;
  color: var(--color-accent);
  transition: all 0.4s ease;
}
.service-card:hover .service-card__link { color: var(--color-white); gap: var(--space-3); }

/* ─────────────────────────────────────────────
   11. SECTION IMAGE + TEXTE (alternée)
───────────────────────────────────────────── */
.split-section {
  padding: var(--space-20) 0;
}

.split-section__inner {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: var(--space-16);
  align-items: center;
}

.split-section__inner--reverse { direction: rtl; }
.split-section__inner--reverse > * { direction: ltr; }

.split-section__img-wrap {
  position: relative;
  border-radius: var(--radius-2xl);
  overflow: hidden;
}

.split-section__img-wrap::before {
  content: '';
  position: absolute;
  inset: -2px;
  border-radius: var(--radius-2xl);
  background: linear-gradient(135deg, var(--color-accent), var(--color-primary));
  z-index: -1;
}

.split-section__img {
  width: 100%;
  height: 460px;
  object-fit: cover;
  border-radius: var(--radius-2xl);
  display: block;
}

/* Placeholder image si pas de fichier */
.split-section__img-placeholder {
  width: 100%;
  height: 460px;
  background: linear-gradient(135deg, var(--color-primary), var(--color-accent));
  border-radius: var(--radius-2xl);
  display: flex;
  align-items: center;
  justify-content: center;
  position: relative;
  overflow: hidden;
}

.split-section__img-placeholder::after {
  content: '';
  position: absolute;
  inset: 0;
  background:
    radial-gradient(ellipse at 30% 70%, rgba(255,255,255,0.08) 0%, transparent 60%),
    linear-gradient(135deg, rgba(255,255,255,0.05) 0%, transparent 50%);
}

.split-section__img-placeholder i {
  font-size: 80px;
  color: rgba(255,255,255,0.2);
  position: relative;
  z-index: 1;
}

/* Badge flottant sur l'image */
.split-section__badge {
  position: absolute;
  bottom: var(--space-6);
  left: var(--space-6);
  background: rgba(255,255,255,0.12);
  backdrop-filter: blur(16px);
  -webkit-backdrop-filter: blur(16px);
  border: 1px solid rgba(255,255,255,0.2);
  border-radius: var(--radius-xl);
  padding: var(--space-4) var(--space-5);
  color: var(--color-white);
  z-index: 2;
}

.split-section__badge-value {
  font-family: var(--font-heading);
  font-size: var(--text-2xl);
  font-weight: 800;
  display: block;
}

.split-section__badge-label {
  font-size: var(--text-xs);
  opacity: 0.7;
  text-transform: uppercase;
  letter-spacing: 0.06em;
}

.split-section__content .section-label { margin-bottom: var(--space-3); }

.split-section__list {
  display: flex;
  flex-direction: column;
  gap: var(--space-4);
  margin: var(--space-6) 0 var(--space-8);
}

.split-section__list-item {
  display: flex;
  align-items: flex-start;
  gap: var(--space-4);
}

.split-section__list-icon {
  width: 36px; height: 36px;
  border-radius: var(--radius-md);
  background: rgba(41,121,212,0.1);
  display: flex; align-items: center; justify-content: center;
  color: var(--color-accent);
  font-size: 14px;
  flex-shrink: 0;
  margin-top: 2px;
}

.split-section__list-item h4 {
  font-size: var(--text-base);
  font-weight: 600;
  color: var(--color-primary);
  margin-bottom: 2px;
}

.split-section__list-item p {
  font-size: var(--text-sm);
  color: var(--color-text-muted);
  line-height: 1.6;
}

/* ─────────────────────────────────────────────
   12. SECTION OUVRIR UN COMPTE — Steps glassmorphism
───────────────────────────────────────────── */
.opening-section {
  position: relative;
  padding: var(--space-24) 0;
  background: linear-gradient(135deg, var(--color-primary-dark) 0%, var(--color-primary) 60%, #1a3a8a 100%);
  overflow: hidden;
}

.opening-section::before {
  content: '';
  position: absolute;
  inset: 0;
  background:
    radial-gradient(ellipse 60% 80% at 80% 20%, rgba(41,121,212,0.25) 0%, transparent 70%),
    radial-gradient(ellipse 40% 60% at 10% 80%, rgba(192,200,216,0.08) 0%, transparent 60%);
}

.opening-section__grid-bg {
  position: absolute;
  inset: 0;
  background-image:
    linear-gradient(rgba(255,255,255,0.025) 1px, transparent 1px),
    linear-gradient(90deg, rgba(255,255,255,0.025) 1px, transparent 1px);
  background-size: 50px 50px;
}

.opening-section .section-label { color: var(--color-accent-light); }
.opening-section .section-title { color: var(--color-white); }
.opening-section .section-subtitle { color: rgba(255,255,255,0.65); }

.opening-cards {
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  gap: var(--space-6);
  position: relative;
  z-index: 1;
}

/* Ligne connectant les steps */
.opening-cards::before {
  content: '';
  position: absolute;
  top: 52px;
  left: calc(16.66% + 28px);
  right: calc(16.66% + 28px);
  height: 2px;
  background: linear-gradient(90deg, rgba(255,255,255,0.15), rgba(41,121,212,0.4), rgba(255,255,255,0.15));
  z-index: 0;
}

.opening-card {
  position: relative;
  background: rgba(255,255,255,0.07);
  backdrop-filter: blur(20px);
  -webkit-backdrop-filter: blur(20px);
  border: 1px solid rgba(255,255,255,0.13);
  border-radius: var(--radius-2xl);
  padding: var(--space-8) var(--space-7);
  transition: all 0.4s cubic-bezier(0.25,0.8,0.25,1);
  overflow: hidden;
  z-index: 1;
}

.opening-card::after {
  content: '';
  position: absolute;
  inset: 0;
  background: linear-gradient(135deg, rgba(255,255,255,0.06) 0%, transparent 60%);
  border-radius: inherit;
  pointer-events: none;
}

.opening-card:hover {
  background: rgba(255,255,255,0.12);
  border-color: rgba(255,255,255,0.22);
  transform: translateY(-6px);
  box-shadow: 0 24px 60px rgba(0,0,0,0.25);
}

.opening-card__step {
  display: inline-flex;
  align-items: center;
  justify-content: center;
  width: 44px; height: 44px;
  border-radius: var(--radius-full);
  background: rgba(41,121,212,0.25);
  border: 2px solid rgba(41,121,212,0.5);
  font-family: var(--font-heading);
  font-size: var(--text-sm);
  font-weight: 700;
  color: var(--color-accent-light);
  margin-bottom: var(--space-6);
  position: relative;
  z-index: 1;
}

.opening-card__icon {
  width: 60px; height: 60px;
  border-radius: var(--radius-xl);
  background: rgba(255,255,255,0.1);
  border: 1px solid rgba(255,255,255,0.15);
  display: flex; align-items: center; justify-content: center;
  font-size: 26px;
  color: var(--color-white);
  margin-bottom: var(--space-5);
  transition: all 0.4s ease;
}

.opening-card:hover .opening-card__icon {
  background: var(--color-accent);
  border-color: var(--color-accent);
  transform: scale(1.08);
}

.opening-card__title {
  font-family: var(--font-heading);
  font-size: var(--text-xl);
  font-weight: 700;
  color: var(--color-white);
  margin-bottom: var(--space-3);
}

.opening-card__text {
  font-size: var(--text-sm);
  color: rgba(255,255,255,0.65);
  line-height: 1.7;
  margin-bottom: var(--space-5);
}

.opening-card__tag {
  display: inline-flex;
  align-items: center;
  gap: var(--space-2);
  background: rgba(41,121,212,0.2);
  border: 1px solid rgba(41,121,212,0.3);
  border-radius: var(--radius-full);
  padding: 0.3rem 0.875rem;
  font-size: var(--text-xs);
  font-weight: 600;
  color: var(--color-accent-light);
}

/* CTA sous les cards */
.opening-cta {
  text-align: center;
  margin-top: var(--space-12);
  position: relative;
  z-index: 1;
}

.opening-cta p {
  font-size: var(--text-sm);
  color: rgba(255,255,255,0.5);
  margin-top: var(--space-4);
}

.opening-cta p i { color: var(--color-success); }

/* ─────────────────────────────────────────────
   13. SECTION CHIFFRES CLÉS — Image fond
───────────────────────────────────────────── */
.cijfers-section {
  position: relative;
  padding: var(--space-24) 0;
  overflow: hidden;
  background: var(--color-primary-dark);
}

.cijfers-section__bg {
  position: absolute;
  inset: 0;
  background-image: url('/assets/images/hero/cijfers-bg.jpg');
  background-size: cover;
  background-position: center;
  opacity: 0.12;
}

.cijfers-section__overlay {
  position: absolute;
  inset: 0;
  background: linear-gradient(135deg, rgba(8,15,58,0.9), rgba(13,27,94,0.85));
}

.cijfers-section .section-label { color: var(--color-accent-light); }
.cijfers-section .section-title { color: var(--color-white); }

.cijfers-grid {
  display: grid;
  grid-template-columns: repeat(4, 1fr);
  gap: var(--space-6);
  position: relative;
  z-index: 1;
}

.cijfer-card {
  background: rgba(255,255,255,0.05);
  backdrop-filter: blur(12px);
  -webkit-backdrop-filter: blur(12px);
  border: 1px solid rgba(255,255,255,0.1);
  border-radius: var(--radius-2xl);
  padding: var(--space-10) var(--space-6);
  text-align: center;
  transition: all 0.35s ease;
  position: relative;
  overflow: hidden;
}

.cijfer-card::before {
  content: '';
  position: absolute;
  top: 0; left: 0; right: 0;
  height: 3px;
  background: linear-gradient(90deg, var(--color-accent), var(--color-accent-light));
  transform: scaleX(0);
  transition: transform 0.35s ease;
}

.cijfer-card:hover {
  background: rgba(255,255,255,0.09);
  border-color: rgba(41,121,212,0.35);
  transform: translateY(-5px);
}

.cijfer-card:hover::before { transform: scaleX(1); }

.cijfer-card__icon {
  font-size: 32px;
  color: var(--color-accent-light);
  margin-bottom: var(--space-4);
  display: block;
}

.cijfer-card__value {
  font-family: var(--font-heading);
  font-size: var(--text-5xl);
  font-weight: 800;
  color: var(--color-white);
  display: block;
  line-height: 1;
  margin-bottom: var(--space-2);
}

.cijfer-card__label {
  font-size: var(--text-sm);
  color: rgba(255,255,255,0.5);
  letter-spacing: 0.04em;
}

/* ─────────────────────────────────────────────
   14. SECTION WAAROM — Cards premium
───────────────────────────────────────────── */
.waarom-section {
  background: var(--color-bg);
  padding: var(--space-24) 0;
}

.waarom-card {
  background: var(--color-white);
  border: 1px solid var(--color-border-light);
  border-radius: var(--radius-2xl);
  padding: var(--space-8);
  transition: all 0.35s cubic-bezier(0.25,0.8,0.25,1);
  position: relative;
  overflow: hidden;
}

.waarom-card::after {
  content: '';
  position: absolute;
  bottom: 0; left: 0; right: 0;
  height: 3px;
  background: linear-gradient(90deg, var(--color-primary), var(--color-accent));
  transform: scaleX(0);
  transform-origin: left;
  transition: transform 0.35s ease;
}

.waarom-card:hover {
  transform: translateY(-6px);
  box-shadow: 0 20px 50px rgba(13,27,94,0.14);
  border-color: transparent;
}

.waarom-card:hover::after { transform: scaleX(1); }

.waarom-card__icon {
  width: 60px; height: 60px;
  border-radius: var(--radius-xl);
  background: linear-gradient(135deg, var(--color-primary), var(--color-accent));
  display: flex; align-items: center; justify-content: center;
  font-size: 22px;
  color: var(--color-white);
  margin-bottom: var(--space-6);
  transition: transform 0.35s ease;
  box-shadow: 0 8px 24px rgba(41,121,212,0.25);
}

.waarom-card:hover .waarom-card__icon { transform: scale(1.1) rotate(-5deg); }

.waarom-card__title {
  font-family: var(--font-heading);
  font-size: var(--text-lg);
  font-weight: 700;
  color: var(--color-primary);
  margin-bottom: var(--space-3);
}

.waarom-card__text {
  font-size: var(--text-sm);
  color: var(--color-text-muted);
  line-height: 1.75;
}

/* ─────────────────────────────────────────────
   15. CTA FINAL — Glassmorphism premium
───────────────────────────────────────────── */
.cta-section {
  position: relative;
  background: linear-gradient(135deg, var(--color-primary-dark) 0%, var(--color-primary) 55%, #1a3a8a 100%);
  padding: var(--space-24) 0;
  overflow: hidden;
}

.cta-section::before {
  content: '';
  position: absolute;
  inset: 0;
  background:
    radial-gradient(ellipse 70% 100% at 85% 50%, rgba(41,121,212,0.22) 0%, transparent 70%),
    radial-gradient(ellipse 40% 60% at 5% 50%, rgba(192,200,216,0.06) 0%, transparent 60%);
}

.cta-section__grid-bg {
  position: absolute;
  inset: 0;
  background-image:
    linear-gradient(rgba(255,255,255,0.02) 1px, transparent 1px),
    linear-gradient(90deg, rgba(255,255,255,0.02) 1px, transparent 1px);
  background-size: 60px 60px;
}

.cta-section__card {
  position: relative;
  z-index: 1;
  background: rgba(255,255,255,0.06);
  backdrop-filter: blur(20px);
  -webkit-backdrop-filter: blur(20px);
  border: 1px solid rgba(255,255,255,0.12);
  border-radius: var(--radius-2xl);
  padding: var(--space-16) var(--space-16);
  display: flex;
  align-items: center;
  justify-content: space-between;
  gap: var(--space-12);
}

.cta-section__card::before {
  content: '';
  position: absolute;
  inset: 0;
  border-radius: inherit;
  background: linear-gradient(135deg, rgba(255,255,255,0.06) 0%, transparent 50%);
  pointer-events: none;
}

.cta-section__content { max-width: 560px; position: relative; z-index: 1; }

.cta-section__title {
  font-family: var(--font-heading);
  font-size: var(--text-4xl);
  font-weight: 800;
  color: var(--color-white);
  line-height: 1.15;
  margin-bottom: var(--space-4);
}

.cta-section__subtitle {
  font-size: var(--text-lg);
  color: rgba(255,255,255,0.65);
  line-height: 1.7;
}

.cta-section__actions {
  display: flex;
  flex-direction: column;
  gap: var(--space-4);
  flex-shrink: 0;
  position: relative;
  z-index: 1;
}

/* ─────────────────────────────────────────────
   16. CARDS STANDARD
───────────────────────────────────────────── */
.card {
  background: var(--color-bg-card);
  border: 1px solid var(--color-border-light);
  border-radius: var(--radius-xl);
  padding: var(--space-8);
  transition: all var(--transition-base);
}
.card:hover { box-shadow: var(--shadow-lg); transform: translateY(-3px); border-color: var(--color-border); }
.card__icon { width: 56px; height: 56px; border-radius: var(--radius-lg); background: var(--color-silver-light); display: flex; align-items: center; justify-content: center; font-size: 24px; margin-bottom: var(--space-5); transition: background var(--transition-base); }
.card:hover .card__icon { background: var(--color-accent); color: var(--color-white); }
.card__title { font-family: var(--font-heading); font-size: var(--text-lg); font-weight: 700; color: var(--color-primary); margin-bottom: var(--space-3); }
.card__text { font-size: var(--text-sm); color: var(--color-text-muted); line-height: 1.7; }
.card__link { display: inline-flex; align-items: center; gap: var(--space-2); margin-top: var(--space-4); font-size: var(--text-sm); font-weight: 600; color: var(--color-accent); }
.card__link:hover { gap: var(--space-3); }

/* ─────────────────────────────────────────────
   17. FORMULAIRES
───────────────────────────────────────────── */
.form-group { margin-bottom: var(--space-5); }
.form-label { display: block; font-size: var(--text-sm); font-weight: 500; color: var(--color-text); margin-bottom: var(--space-2); }
.form-label .required { color: var(--color-danger); margin-left: 2px; }
.form-control {
  width: 100%;
  padding: 0.75rem 1rem;
  font-size: var(--text-sm);
  color: var(--color-text);
  background: var(--color-white);
  border: 1.5px solid var(--color-border);
  border-radius: var(--radius-md);
  transition: border-color var(--transition-fast), box-shadow var(--transition-fast);
  outline: none;
  appearance: none;
}
.form-control::placeholder { color: var(--color-text-light); }
.form-control:focus { border-color: var(--color-accent); box-shadow: 0 0 0 3px rgba(41,121,212,0.12); }
.form-control.is-error { border-color: var(--color-danger); }
.form-control.is-valid  { border-color: var(--color-success); }
textarea.form-control { resize: vertical; min-height: 120px; }
select.form-control {
  background-image: url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' width='12' height='8' viewBox='0 0 12 8'%3E%3Cpath d='M1 1l5 5 5-5' stroke='%236b7494' stroke-width='1.5' fill='none' stroke-linecap='round'/%3E%3C/svg%3E");
  background-repeat: no-repeat;
  background-position: right 1rem center;
  padding-right: 2.5rem;
}
.form-hint { font-size: var(--text-xs); color: var(--color-text-muted); margin-top: var(--space-1); }
.form-error { font-size: var(--text-xs); color: var(--color-danger); margin-top: var(--space-1); display: none; }
.form-error.show { display: block; }
.form-check { display: flex; align-items: flex-start; gap: var(--space-3); cursor: pointer; }
.form-check input[type="checkbox"],.form-check input[type="radio"] { width: 18px; height: 18px; flex-shrink: 0; accent-color: var(--color-accent); cursor: pointer; margin-top: 2px; }
.form-check-label { font-size: var(--text-sm); color: var(--color-text-muted); line-height: 1.5; }

/* ─────────────────────────────────────────────
   18. BADGES & ALERTS
───────────────────────────────────────────── */
.badge { display: inline-flex; align-items: center; gap: var(--space-1); padding: 0.25rem 0.625rem; font-size: var(--text-xs); font-weight: 600; border-radius: var(--radius-full); }
.badge-primary { background: rgba(41,121,212,0.12); color: var(--color-accent); }
.badge-success { background: var(--color-success-bg); color: var(--color-success); }
.badge-warning { background: var(--color-warning-bg); color: var(--color-warning); }
.badge-danger  { background: var(--color-danger-bg);  color: var(--color-danger); }

.alert { padding: var(--space-4) var(--space-5); border-radius: var(--radius-md); font-size: var(--text-sm); display: flex; align-items: flex-start; gap: var(--space-3); border-left: 4px solid; }
.alert-success { background: var(--color-success-bg); color: #166534; border-color: var(--color-success); }
.alert-warning { background: var(--color-warning-bg); color: #92400e; border-color: var(--color-warning); }
.alert-danger  { background: var(--color-danger-bg);  color: #991b1b; border-color: var(--color-danger); }
.alert-info    { background: var(--color-info-bg);    color: #0c4a6e; border-color: var(--color-info); }

/* ─────────────────────────────────────────────
   19. PAGE HEADER (pages internes)
───────────────────────────────────────────── */
.page-header {
  background: linear-gradient(135deg, var(--color-primary-dark), var(--color-primary));
  padding: var(--space-16) 0 var(--space-12);
  position: relative;
  overflow: hidden;
}
.page-header::after { content: ''; position: absolute; right: 0; top: 0; width: 50%; height: 100%; background: radial-gradient(ellipse at right, rgba(41,121,212,0.15) 0%, transparent 70%); }
.page-header__content { position: relative; z-index: 1; }
.page-header__title { font-family: var(--font-heading); font-size: var(--text-4xl); font-weight: 800; color: var(--color-white); margin-bottom: var(--space-3); }
.page-header__subtitle { font-size: var(--text-lg); color: rgba(255,255,255,0.65); }
.breadcrumb { display: flex; align-items: center; gap: var(--space-2); font-size: var(--text-sm); color: rgba(255,255,255,0.5); margin-bottom: var(--space-4); }
.breadcrumb a { color: rgba(255,255,255,0.5); transition: color var(--transition-fast); }
.breadcrumb a:hover { color: var(--color-white); }

/* ─────────────────────────────────────────────
   20. ANIMATIONS
───────────────────────────────────────────── */
@keyframes fadeInUp   { from { opacity:0; transform:translateY(28px); } to { opacity:1; transform:translateY(0); } }
@keyframes fadeInDown { from { opacity:0; transform:translateY(-20px); } to { opacity:1; transform:translateY(0); } }
@keyframes fadeIn     { from { opacity:0; } to { opacity:1; } }
@keyframes scaleIn    { from { opacity:0; transform:scale(0.95); } to { opacity:1; transform:scale(1); } }

.animate-fade-up    { animation: fadeInUp 0.7s ease forwards; }
.animate-fade-in    { animation: fadeIn 0.5s ease forwards; }
.animate-scale-in   { animation: scaleIn 0.4s ease forwards; }

.delay-100 { animation-delay: 0.1s; }
.delay-200 { animation-delay: 0.2s; }
.delay-300 { animation-delay: 0.3s; }
.delay-400 { animation-delay: 0.4s; }
.delay-500 { animation-delay: 0.5s; }

.reveal { opacity: 0; transform: translateY(32px); transition: opacity 0.7s ease, transform 0.7s ease; }
.reveal.visible { opacity: 1; transform: translateY(0); }

/* ─────────────────────────────────────────────
   21. UTILITAIRES
───────────────────────────────────────────── */
.mt-4{margin-top:var(--space-4)} .mt-6{margin-top:var(--space-6)} .mt-8{margin-top:var(--space-8)} .mt-12{margin-top:var(--space-12)}
.mb-4{margin-bottom:var(--space-4)} .mb-6{margin-bottom:var(--space-6)} .mb-8{margin-bottom:var(--space-8)}
.text-center{text-align:center} .text-muted{color:var(--color-text-muted)} .text-white{color:var(--color-white)} .text-accent{color:var(--color-accent)}
.hidden{display:none!important}
.divider{border:none;border-top:1px solid var(--color-border-light);margin:var(--space-8) 0}
.divider-text{display:flex;align-items:center;gap:var(--space-4);color:var(--color-text-muted);font-size:var(--text-sm)}
.divider-text::before,.divider-text::after{content:'';flex:1;border-top:1px solid var(--color-border)}

/* ─────────────────────────────────────────────
   22. RESPONSIVE
───────────────────────────────────────────── */
@media (max-width: 1024px) {
  .grid-4 { grid-template-columns: repeat(2,1fr); }
  .cijfers-grid { grid-template-columns: repeat(2,1fr); }
  .footer__grid { grid-template-columns: 1fr 1fr; gap: var(--space-8); }
  .opening-cards { grid-template-columns: 1fr; }
  .opening-cards::before { display: none; }
  .split-section__inner { grid-template-columns: 1fr; gap: var(--space-10); }
  .split-section__inner--reverse { direction: ltr; }
  .split-section__img, .split-section__img-placeholder { height: 320px; }
  .cta-section__card { flex-direction: column; text-align: center; padding: var(--space-10); }
  .cta-section__actions { flex-direction: row; flex-wrap: wrap; justify-content: center; }
}

@media (max-width: 768px) {
  :root { --navbar-height: 64px; }
  .navbar__nav, .navbar__actions .btn-outline { display: none; }
  .navbar__burger { display: flex; }
  .navbar__mobile { display: flex; }
  .grid-2,.grid-3,.grid-4 { grid-template-columns: 1fr; }
  .cijfers-grid { grid-template-columns: repeat(2,1fr); }
  .footer__grid { grid-template-columns: 1fr; gap: var(--space-8); }
  .footer__bottom-inner { flex-direction: column; text-align: center; }
  .section-title { font-size: var(--text-3xl); }
  .trust-bar__inner { gap: var(--space-5); }
  .hero__actions { flex-direction: column; align-items: flex-start; }
  .hero__trust { flex-direction: column; align-items: flex-start; gap: var(--space-3); }
  .hero__trust-sep { display: none; }
  .hero__stats { gap: var(--space-6); flex-wrap: wrap; }
  .cta-section__title { font-size: var(--text-3xl); }
  .opening-card { padding: var(--space-6); }
}

@media (max-width: 480px) {
  .container { padding: 0 var(--space-4); }
  .cijfers-grid { grid-template-columns: 1fr; }
  .section { padding: var(--space-12) 0; }
  .hero { min-height: auto; padding: var(--space-8) 0 var(--space-16); }
  .cta-section__card { padding: var(--space-8) var(--space-6); }
  .cta-section__actions { flex-direction: column; }
  .cta-section__title { font-size: var(--text-2xl); }
}

/* ─────────────────────────────────────────────

/* ─────────────────────────────────────────────
   23. BANNIÈRE PLEINE LARGEUR
───────────────────────────────────────────── */
.banner-section {
  position: relative;
  width: 100%;
  height: 300px;
  overflow: hidden;
}

/* Image couvre toute la bannière */
.banner-section__img {
  position: absolute;
  inset: 0;
  width: 100%;
  height: 100%;
  object-fit: cover;
  object-position: center right;
  display: block;
}

/* Contenu posé sur la zone bleue gauche — pas d'overlay */
.banner-section__content {
  position: absolute;
  inset: 0;
  display: flex;
  align-items: center;
}

.banner-section__inner {
  display: flex;
  flex-direction: column;
  align-items: flex-start;
  gap: var(--space-6);
  max-width: 380px;
  padding-left: var(--space-6);
}

.banner-section__title {
  font-family: var(--font-heading);
  font-size: clamp(1.3rem, 2.5vw, 1.875rem);
  font-weight: 800;
  color: var(--color-white);
  line-height: 1.35;
}

.banner-section__title span {
  color: #7ec8f5;
}

@media (max-width: 1024px) {
  .banner-section__inner { max-width: 320px; }
}

@media (max-width: 768px) {
  .banner-section { height: auto; min-height: 200px; }
  .banner-section__inner { max-width: 250px; gap: var(--space-4); }
  .banner-section__title { font-size: var(--text-lg); }
}

/* ─────────────────────────────────────────────
   24. OVER ONS — Composants spécifiques
───────────────────────────────────────────── */

/* Infos légales sous le texte */
.over-ons__info {
  display: flex;
  flex-direction: column;
  gap: var(--space-3);
  padding: var(--space-6);
  background: var(--color-bg);
  border-left: 3px solid var(--color-accent);
  border-radius: 0 var(--radius-lg) var(--radius-lg) 0;
}

.over-ons__info-item {
  display: flex;
  align-items: flex-start;
  gap: var(--space-3);
  font-size: var(--text-sm);
  color: var(--color-text-muted);
}

.over-ons__info-item i {
  color: var(--color-accent);
  flex-shrink: 0;
  margin-top: 2px;
  width: 16px;
}

/* Waarde cards */
.waarde-card {
  background: var(--color-white);
  border: 1px solid var(--color-border-light);
  border-radius: var(--radius-2xl);
  overflow: hidden;
  transition: all 0.35s cubic-bezier(0.25, 0.8, 0.25, 1);
}

.waarde-card:hover {
  transform: translateY(-6px);
  box-shadow: 0 20px 50px rgba(13, 27, 94, 0.12);
  border-color: transparent;
}

.waarde-card__icon {
  display: flex;
  align-items: center;
  justify-content: center;
  height: 100px;
  background: linear-gradient(135deg, var(--color-primary-dark), var(--color-primary));
  font-size: 36px;
  color: var(--color-white);
  position: relative;
  overflow: hidden;
}

.waarde-card__icon::after {
  content: '';
  position: absolute;
  inset: 0;
  background: radial-gradient(ellipse at 30% 50%, rgba(255,255,255,0.1) 0%, transparent 70%);
}

.waarde-card__body {
  padding: var(--space-7);
}

.waarde-card__title {
  font-family: var(--font-heading);
  font-size: var(--text-xl);
  font-weight: 700;
  color: var(--color-primary);
  margin-bottom: var(--space-3);
}

.waarde-card__text {
  font-size: var(--text-sm);
  color: var(--color-text-muted);
  line-height: 1.75;
  margin-bottom: var(--space-5);
}

.waarde-card__list {
  display: flex;
  flex-direction: column;
  gap: var(--space-2);
}

.waarde-card__list li {
  display: flex;
  align-items: center;
  gap: var(--space-3);
  font-size: var(--text-sm);
  color: var(--color-text-muted);
}

.waarde-card__list li i {
  color: var(--color-success);
  flex-shrink: 0;
}

/* ══════════════════════════════════════════════
   À COLLER À LA FIN DE style.css
   PAGES : Particulieren
══════════════════════════════════════════════ */

/* ── Page header anchors ── */
.page-header__anchors {
  display: flex;
  align-items: center;
  gap: var(--space-3);
  flex-wrap: wrap;
  margin-top: var(--space-6);
}

.page-header__anchor {
  display: inline-flex;
  align-items: center;
  gap: var(--space-2);
  padding: var(--space-2) var(--space-4);
  background: rgba(255,255,255,0.1);
  backdrop-filter: blur(8px);
  border: 1px solid rgba(255,255,255,0.2);
  border-radius: var(--radius-full);
  font-size: var(--text-xs);
  font-weight: 600;
  color: rgba(255,255,255,0.85);
  transition: all var(--transition-fast);
  text-transform: uppercase;
  letter-spacing: 0.06em;
}

.page-header__anchor:hover {
  background: rgba(255,255,255,0.2);
  color: var(--color-white);
  border-color: rgba(255,255,255,0.4);
}

.page-header__anchor i { font-size: 12px; }

/* ── Section Beveiliging ── */
.beveiliging-section {
  position: relative;
  padding: var(--space-24) 0;
  background: linear-gradient(135deg, var(--color-primary-dark) 0%, var(--color-primary) 60%, #1a3a8a 100%);
  overflow: hidden;
}

.beveiliging-section__grid-bg {
  position: absolute;
  inset: 0;
  background-image:
    linear-gradient(rgba(255,255,255,0.025) 1px, transparent 1px),
    linear-gradient(90deg, rgba(255,255,255,0.025) 1px, transparent 1px);
  background-size: 50px 50px;
}

.bev-card {
  background: rgba(255,255,255,0.06);
  backdrop-filter: blur(16px);
  -webkit-backdrop-filter: blur(16px);
  border: 1px solid rgba(255,255,255,0.1);
  border-radius: var(--radius-2xl);
  padding: var(--space-8);
  transition: all 0.35s ease;
  position: relative;
  overflow: hidden;
}

.bev-card::before {
  content: '';
  position: absolute;
  top: 0; left: 0; right: 0;
  height: 3px;
  background: linear-gradient(90deg, var(--color-accent), var(--color-accent-light));
  transform: scaleX(0);
  transition: transform 0.35s ease;
}

.bev-card:hover {
  background: rgba(255,255,255,0.1);
  border-color: rgba(255,255,255,0.18);
  transform: translateY(-5px);
  box-shadow: 0 20px 50px rgba(0,0,0,0.2);
}

.bev-card:hover::before { transform: scaleX(1); }

.bev-card__icon {
  width: 56px; height: 56px;
  border-radius: var(--radius-xl);
  background: rgba(41,121,212,0.2);
  border: 1px solid rgba(41,121,212,0.3);
  display: flex; align-items: center; justify-content: center;
  font-size: 22px;
  color: var(--color-accent-light);
  margin-bottom: var(--space-5);
  transition: all 0.35s ease;
}

.bev-card:hover .bev-card__icon {
  background: var(--color-accent);
  border-color: var(--color-accent);
  color: var(--color-white);
  transform: scale(1.08);
}

.bev-card__title {
  font-family: var(--font-heading);
  font-size: var(--text-lg);
  font-weight: 700;
  color: var(--color-white);
  margin-bottom: var(--space-3);
}

.bev-card__text {
  font-size: var(--text-sm);
  color: rgba(255,255,255,0.6);
  line-height: 1.75;
}

/* ── Tarieven ── */
.tarief-grid {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: var(--space-6);
  max-width: 800px;
  margin: 0 auto;
}

.tarief-card {
  background: var(--color-white);
  border: 2px solid var(--color-border-light);
  border-radius: var(--radius-2xl);
  padding: var(--space-8);
  position: relative;
  transition: all 0.35s ease;
}

.tarief-card:hover {
  box-shadow: var(--shadow-xl);
  transform: translateY(-4px);
}

.tarief-card--featured {
  background: linear-gradient(160deg, var(--color-primary) 0%, #1a3a8a 100%);
  border-color: var(--color-accent);
  transform: scale(1.02);
}

.tarief-card--featured:hover {
  transform: scale(1.02) translateY(-4px);
}

.tarief-card__badge {
  position: absolute;
  top: -14px;
  left: 50%;
  transform: translateX(-50%);
  background: var(--color-accent);
  color: var(--color-white);
  font-size: var(--text-xs);
  font-weight: 700;
  padding: 0.3rem 1rem;
  border-radius: var(--radius-full);
  white-space: nowrap;
  letter-spacing: 0.04em;
}

.tarief-card__header {
  text-align: center;
  margin-bottom: var(--space-8);
  padding-bottom: var(--space-6);
  border-bottom: 1px solid var(--color-border-light);
}

.tarief-card--featured .tarief-card__header {
  border-color: rgba(255,255,255,0.15);
}

.tarief-card__label {
  display: block;
  font-size: var(--text-xs);
  font-weight: 700;
  text-transform: uppercase;
  letter-spacing: 0.12em;
  color: var(--color-text-muted);
  margin-bottom: var(--space-4);
}

.tarief-card--featured .tarief-card__label {
  color: rgba(255,255,255,0.6);
}

.tarief-card__price {
  display: flex;
  align-items: baseline;
  justify-content: center;
  gap: var(--space-1);
  margin-bottom: var(--space-3);
}

.tarief-card__amount {
  font-family: var(--font-heading);
  font-size: var(--text-5xl);
  font-weight: 800;
  color: var(--color-primary);
  line-height: 1;
}

.tarief-card--featured .tarief-card__amount {
  color: var(--color-white);
}

.tarief-card__period {
  font-size: var(--text-sm);
  color: var(--color-text-muted);
}

.tarief-card--featured .tarief-card__period {
  color: rgba(255,255,255,0.6);
}

.tarief-card__desc {
  font-size: var(--text-sm);
  color: var(--color-text-muted);
}

.tarief-card--featured .tarief-card__desc {
  color: rgba(255,255,255,0.6);
}

.tarief-card__features {
  display: flex;
  flex-direction: column;
  gap: var(--space-3);
  margin-bottom: var(--space-8);
}

.tarief-card__features li {
  display: flex;
  align-items: center;
  gap: var(--space-3);
  font-size: var(--text-sm);
}

.tarief-card__features li.included {
  color: var(--color-text);
}

.tarief-card--featured .tarief-card__features li.included {
  color: rgba(255,255,255,0.9);
}

.tarief-card__features li.excluded {
  color: var(--color-text-light);
}

.tarief-card__features li.included i {
  color: var(--color-success);
  flex-shrink: 0;
}

.tarief-card--featured .tarief-card__features li.included i {
  color: #6ee7a0;
}

.tarief-card__features li.excluded i {
  color: var(--color-border);
  flex-shrink: 0;
}

@media (max-width: 640px) {
  .tarief-grid {
    grid-template-columns: 1fr;
  }
  .tarief-card--featured {
    transform: scale(1);
    order: -1;
  }
  .tarief-card--featured:hover {
    transform: translateY(-4px);
  }
}

/* ══════════════════════════════════════════════
   À COLLER À LA FIN DE style.css
   PAGE : Zakelijk
══════════════════════════════════════════════ */

/* ── Zak cards (Section Waarom) ── */
.zak-card {
  background: var(--color-white);
  border: 1px solid var(--color-border-light);
  border-radius: var(--radius-2xl);
  padding: var(--space-8) var(--space-7);
  transition: all 0.35s cubic-bezier(0.25, 0.8, 0.25, 1);
  position: relative;
  overflow: hidden;
  text-align: center;
}

.zak-card::after {
  content: '';
  position: absolute;
  top: 0; left: 0; right: 0;
  height: 3px;
  background: linear-gradient(90deg, var(--color-primary), var(--color-accent));
  transform: scaleX(0);
  transition: transform 0.35s ease;
}

.zak-card:hover {
  transform: translateY(-6px);
  box-shadow: 0 20px 50px rgba(13, 27, 94, 0.12);
  border-color: transparent;
}

.zak-card:hover::after { transform: scaleX(1); }

.zak-card__icon {
  width: 64px; height: 64px;
  border-radius: var(--radius-xl);
  background: linear-gradient(135deg, var(--color-primary), var(--color-accent));
  display: flex; align-items: center; justify-content: center;
  font-size: 24px;
  color: var(--color-white);
  margin: 0 auto var(--space-6);
  transition: transform 0.35s ease;
  box-shadow: 0 8px 24px rgba(41, 121, 212, 0.25);
}

.zak-card:hover .zak-card__icon {
  transform: scale(1.1) rotate(-5deg);
}

.zak-card__title {
  font-family: var(--font-heading);
  font-size: var(--text-lg);
  font-weight: 700;
  color: var(--color-primary);
  margin-bottom: var(--space-3);
}

.zak-card__text {
  font-size: var(--text-sm);
  color: var(--color-text-muted);
  line-height: 1.75;
}

@media (max-width: 1024px) {
  .grid-4 .zak-card { text-align: left; }
  .grid-4 .zak-card__icon { margin: 0 0 var(--space-5); }
}

/* ══════════════════════════════════════════════
   À COLLER À LA FIN DE style.css
   PAGE : Contact
══════════════════════════════════════════════ */

/* ── Layout contact ── */
.contact-grid {
  display: grid;
  grid-template-columns: 1.4fr 1fr;
  gap: var(--space-16);
  align-items: flex-start;
}

/* ── Formulaire ── */
.contact-form-wrap__title {
  font-family: var(--font-heading);
  font-size: var(--text-3xl);
  font-weight: 800;
  color: var(--color-primary);
  margin-bottom: var(--space-3);
}

.contact-form-wrap__subtitle {
  font-size: var(--text-sm);
  color: var(--color-text-muted);
  line-height: 1.7;
  margin-bottom: var(--space-8);
}

.form-row {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: var(--space-4);
}

/* ── Infos société ── */
.contact-info__title {
  font-family: var(--font-heading);
  font-size: var(--text-2xl);
  font-weight: 700;
  color: var(--color-primary);
  margin-bottom: var(--space-8);
}

.contact-info__items {
  display: flex;
  flex-direction: column;
  gap: var(--space-1);
  margin-bottom: var(--space-8);
}

.contact-info__item {
  display: flex;
  align-items: flex-start;
  gap: var(--space-4);
  padding: var(--space-5);
  border-radius: var(--radius-xl);
  transition: background var(--transition-fast);
}

.contact-info__item:hover {
  background: var(--color-bg);
}

.contact-info__icon {
  width: 44px; height: 44px;
  border-radius: var(--radius-lg);
  background: linear-gradient(135deg, var(--color-primary), var(--color-accent));
  display: flex; align-items: center; justify-content: center;
  font-size: 16px;
  color: var(--color-white);
  flex-shrink: 0;
  box-shadow: 0 4px 12px rgba(41,121,212,0.25);
}

.contact-info__text {
  display: flex;
  flex-direction: column;
  gap: var(--space-1);
}

.contact-info__text strong {
  font-size: var(--text-sm);
  font-weight: 600;
  color: var(--color-primary);
}

.contact-info__text span,
.contact-info__text a {
  font-size: var(--text-sm);
  color: var(--color-text-muted);
  line-height: 1.6;
  transition: color var(--transition-fast);
}

.contact-info__text a:hover {
  color: var(--color-accent);
}

/* Infos légales */
.contact-info__legal {
  background: var(--color-bg);
  border-radius: var(--radius-xl);
  padding: var(--space-6);
  border-left: 3px solid var(--color-accent);
}

.contact-info__legal-title {
  font-family: var(--font-heading);
  font-size: var(--text-sm);
  font-weight: 700;
  color: var(--color-primary);
  text-transform: uppercase;
  letter-spacing: 0.08em;
  margin-bottom: var(--space-4);
}

.contact-info__legal-list {
  display: flex;
  flex-direction: column;
  gap: var(--space-3);
}

.contact-info__legal-list li {
  display: flex;
  align-items: center;
  gap: var(--space-3);
  font-size: var(--text-sm);
  color: var(--color-text-muted);
}

.contact-info__legal-list li i {
  color: var(--color-accent);
  width: 14px;
  flex-shrink: 0;
}

/* ── Modal succès ── */
.modal {
  position: fixed;
  inset: 0;
  z-index: 9999;
  display: flex;
  align-items: center;
  justify-content: center;
  opacity: 0;
  visibility: hidden;
  transition: all 0.3s ease;
}

.modal.open {
  opacity: 1;
  visibility: visible;
}

.modal__backdrop {
  position: absolute;
  inset: 0;
  background: rgba(8,15,58,0.7);
  backdrop-filter: blur(4px);
  -webkit-backdrop-filter: blur(4px);
}

.modal__box {
  position: relative;
  z-index: 1;
  background: var(--color-white);
  border-radius: var(--radius-2xl);
  padding: var(--space-12) var(--space-10);
  max-width: 460px;
  width: 90%;
  text-align: center;
  box-shadow: 0 32px 80px rgba(8,15,58,0.25);
  transform: scale(0.9) translateY(20px);
  transition: transform 0.35s cubic-bezier(0.25,0.8,0.25,1);
}

.modal.open .modal__box {
  transform: scale(1) translateY(0);
}

.modal__icon {
  width: 80px; height: 80px;
  border-radius: 50%;
  background: var(--color-success-bg);
  display: flex; align-items: center; justify-content: center;
  font-size: 36px;
  color: var(--color-success);
  margin: 0 auto var(--space-6);
}

.modal__title {
  font-family: var(--font-heading);
  font-size: var(--text-2xl);
  font-weight: 800;
  color: var(--color-primary);
  margin-bottom: var(--space-4);
}

.modal__text {
  font-size: var(--text-sm);
  color: var(--color-text-muted);
  line-height: 1.75;
  margin-bottom: var(--space-8);
}

/* ── Responsive ── */
@media (max-width: 1024px) {
  .contact-grid {
    grid-template-columns: 1fr;
    gap: var(--space-10);
  }
}

@media (max-width: 640px) {
  .form-row {
    grid-template-columns: 1fr;
  }

  .modal__box {
    padding: var(--space-8) var(--space-6);
  }
}

/* ══════════════════════════════════════════════
   À COLLER À LA FIN DE style.css
   PAGES : Légales (privacy, voorwaarden, cookies, klachten)
══════════════════════════════════════════════ */

/* ── Layout légal ── */
.legal-layout {
  display: grid;
  grid-template-columns: 260px 1fr;
  gap: var(--space-12);
  align-items: flex-start;
}

/* ── Sommaire (TOC) ── */
.legal-toc {
  position: sticky;
  top: calc(var(--navbar-height) + var(--space-6));
  background: var(--color-bg);
  border-radius: var(--radius-xl);
  padding: var(--space-6);
  border: 1px solid var(--color-border-light);
}

.legal-toc__title {
  font-family: var(--font-heading);
  font-size: var(--text-sm);
  font-weight: 700;
  color: var(--color-primary);
  text-transform: uppercase;
  letter-spacing: 0.08em;
  margin-bottom: var(--space-4);
  padding-bottom: var(--space-3);
  border-bottom: 1px solid var(--color-border-light);
}

.legal-toc__list {
  display: flex;
  flex-direction: column;
  gap: var(--space-1);
  list-style: none;
  counter-reset: none;
}

.legal-toc__list li { list-style: none; }

.legal-toc__list a {
  display: block;
  padding: var(--space-2) var(--space-3);
  font-size: var(--text-xs);
  color: var(--color-text-muted);
  border-radius: var(--radius-md);
  transition: all var(--transition-fast);
  line-height: 1.5;
}

.legal-toc__list a:hover {
  background: var(--color-white);
  color: var(--color-accent);
  padding-left: var(--space-4);
}

/* ── Contenu légal ── */
.legal-intro {
  background: linear-gradient(135deg, rgba(13,27,94,0.04), rgba(41,121,212,0.04));
  border-left: 4px solid var(--color-accent);
  border-radius: 0 var(--radius-lg) var(--radius-lg) 0;
  padding: var(--space-6);
  margin-bottom: var(--space-10);
  font-size: var(--text-base);
  color: var(--color-text-muted);
  line-height: 1.8;
}

.legal-section {
  margin-bottom: var(--space-12);
  padding-bottom: var(--space-10);
  border-bottom: 1px solid var(--color-border-light);
}

.legal-section:last-child {
  border-bottom: none;
  margin-bottom: 0;
}

.legal-section__title {
  display: flex;
  align-items: center;
  gap: var(--space-4);
  font-family: var(--font-heading);
  font-size: var(--text-2xl);
  font-weight: 700;
  color: var(--color-primary);
  margin-bottom: var(--space-6);
}

.legal-section__num {
  display: inline-flex;
  align-items: center;
  justify-content: center;
  width: 36px; height: 36px;
  border-radius: var(--radius-md);
  background: linear-gradient(135deg, var(--color-primary), var(--color-accent));
  color: var(--color-white);
  font-size: var(--text-sm);
  font-weight: 700;
  flex-shrink: 0;
}

.legal-subsection {
  font-family: var(--font-heading);
  font-size: var(--text-base);
  font-weight: 600;
  color: var(--color-primary);
  margin: var(--space-6) 0 var(--space-3);
}

.legal-content p {
  font-size: var(--text-sm);
  color: var(--color-text-muted);
  line-height: 1.8;
  margin-bottom: var(--space-4);
}

.legal-list {
  display: flex;
  flex-direction: column;
  gap: var(--space-3);
  margin: var(--space-4) 0;
  padding-left: var(--space-4);
}

.legal-list li {
  font-size: var(--text-sm);
  color: var(--color-text-muted);
  line-height: 1.7;
  position: relative;
  padding-left: var(--space-5);
}

.legal-list li::before {
  content: '';
  position: absolute;
  left: 0;
  top: 10px;
  width: 6px; height: 6px;
  border-radius: 50%;
  background: var(--color-accent);
}

.legal-list li strong {
  color: var(--color-text);
  font-weight: 600;
}

.legal-info-box {
  background: var(--color-bg);
  border: 1px solid var(--color-border-light);
  border-radius: var(--radius-lg);
  padding: var(--space-6);
  margin: var(--space-4) 0;
}

.legal-info-box ul {
  display: flex;
  flex-direction: column;
  gap: var(--space-2);
}

.legal-info-box li {
  font-size: var(--text-sm);
  color: var(--color-text-muted);
  line-height: 1.6;
}

.legal-info-box li strong {
  color: var(--color-text);
  font-weight: 600;
}

.legal-highlight {
  display: flex;
  align-items: flex-start;
  gap: var(--space-4);
  background: rgba(41,121,212,0.06);
  border: 1px solid rgba(41,121,212,0.15);
  border-radius: var(--radius-lg);
  padding: var(--space-5) var(--space-6);
  margin-top: var(--space-5);
}

.legal-highlight i {
  color: var(--color-accent);
  font-size: 18px;
  flex-shrink: 0;
  margin-top: 2px;
}

.legal-highlight p {
  font-size: var(--text-sm);
  color: var(--color-text-muted);
  line-height: 1.7;
  margin: 0;
}

/* Tableau légal */
.legal-table {
  width: 100%;
  border-collapse: collapse;
  font-size: var(--text-sm);
  margin: var(--space-6) 0;
}

.legal-table th {
  background: var(--color-primary);
  color: var(--color-white);
  padding: var(--space-3) var(--space-4);
  text-align: left;
  font-weight: 600;
  font-size: var(--text-xs);
  text-transform: uppercase;
  letter-spacing: 0.06em;
}

.legal-table th:first-child { border-radius: var(--radius-md) 0 0 0; }
.legal-table th:last-child  { border-radius: 0 var(--radius-md) 0 0; }

.legal-table td {
  padding: var(--space-3) var(--space-4);
  color: var(--color-text-muted);
  border-bottom: 1px solid var(--color-border-light);
  line-height: 1.6;
  vertical-align: top;
}

.legal-table tr:nth-child(even) td { background: var(--color-bg); }
.legal-table tr:last-child td { border-bottom: none; }

/* ── Responsive ── */
@media (max-width: 1024px) {
  .legal-layout {
    grid-template-columns: 1fr;
  }

  .legal-toc {
    position: static;
    order: -1;
  }
}

@media (max-width: 768px) {
  .legal-section__title {
    font-size: var(--text-xl);
  }

  .legal-table {
    display: block;
    overflow-x: auto;
  }
}

/* ── Klacht channels ── */
.klacht-channels {
  display: grid;
  grid-template-columns: repeat(2, 1fr);
  gap: var(--space-4);
  margin: var(--space-6) 0;
}

.klacht-channel {
  display: flex;
  align-items: flex-start;
  gap: var(--space-4);
  padding: var(--space-5);
  background: var(--color-bg);
  border: 1px solid var(--color-border-light);
  border-radius: var(--radius-xl);
  transition: all var(--transition-base);
}

.klacht-channel:hover {
  border-color: var(--color-accent);
  box-shadow: var(--shadow-sm);
}

.klacht-channel__icon {
  width: 44px; height: 44px;
  border-radius: var(--radius-lg);
  background: linear-gradient(135deg, var(--color-primary), var(--color-accent));
  display: flex; align-items: center; justify-content: center;
  font-size: 16px;
  color: var(--color-white);
  flex-shrink: 0;
}

.klacht-channel h3 {
  font-size: var(--text-base);
  font-weight: 600;
  color: var(--color-primary);
  margin-bottom: var(--space-1);
}

.klacht-channel p {
  font-size: var(--text-sm) !important;
  color: var(--color-text-muted) !important;
  margin: 0 !important;
  line-height: 1.5 !important;
}

@media (max-width: 640px) {
  .klacht-channels { grid-template-columns: 1fr; }
}